I see signs of hope. Not for the PMC, mind, but for the rest of us.
1) This past week, at church, the person who's usually in charge of germ-enforcement wasn't there. A surprising number of parishioners conveniently forgot the rules, loitered after church, let their face-masks dangle for the sake of easier conversation, and old ladies were hugging each other. Everyone looked so happy.
2) I went to the local working-class discount grocery today, determined to replace as much of my usual MallWart purchases as possible with what I could get at the WigglePig*. They have no store-wide mask policy, and employees and customers alike remain pretty casual. Some do, some don't, I didn't, and nobody gave me the stink eye. As usual, the little direction arrows on the floor are strictly decorative. Nobody pays them any mind.
Re: Insurance: We got a preview of this two years ago: After the hurricane, the damage was so extensive that most insurance companies would have become insolvent if they paid out as contracted. So of course they fought everyone, on every little thing. There are people here who lost their homes and all their non-waterproof belongings, who slugged it out with their homeowners' insurance for well over a year, and finally had to settle for a fraction of what their policies had promised them. Everyone's favorite trick was: the hurricane blew over twenty trees in your yard. But the insurance will only cover the ones that fell on your house. And they will only do that if you photographed them, emailed them to the insurance company (while the internet was out for a month), got pre-approval, and hired the guy the insurance company recommended for the job.
There are now a very large number of people in my county who are "going naked" without homeowners' insurance (including us, as . Why pay for it, when it's not going to cover anything in a real disaster? Total ripoff. Sounds like people in riot cities are discovering this as well. It's a bummer, but at the same time... the insurance doesn't work. It already didn't work, before the riots. Why is anyone still paying for it? I look forward to the creative destruction of that industry-- hopefully it will make room for other, more functional, less predatory solutions to the problem.
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timeasmymeasure
Glimmers of hope
Date: 2020-09-15 10:14 pm (UTC)1) This past week, at church, the person who's usually in charge of germ-enforcement wasn't there. A surprising number of parishioners conveniently forgot the rules, loitered after church, let their face-masks dangle for the sake of easier conversation, and old ladies were hugging each other. Everyone looked so happy.
2) I went to the local working-class discount grocery today, determined to replace as much of my usual MallWart purchases as possible with what I could get at the WigglePig*. They have no store-wide mask policy, and employees and customers alike remain pretty casual. Some do, some don't, I didn't, and nobody gave me the stink eye. As usual, the little direction arrows on the floor are strictly decorative. Nobody pays them any mind.
Re: Insurance: We got a preview of this two years ago: After the hurricane, the damage was so extensive that most insurance companies would have become insolvent if they paid out as contracted. So of course they fought everyone, on every little thing. There are people here who lost their homes and all their non-waterproof belongings, who slugged it out with their homeowners' insurance for well over a year, and finally had to settle for a fraction of what their policies had promised them. Everyone's favorite trick was: the hurricane blew over twenty trees in your yard. But the insurance will only cover the ones that fell on your house. And they will only do that if you photographed them, emailed them to the insurance company (while the internet was out for a month), got pre-approval, and hired the guy the insurance company recommended for the job.
There are now a very large number of people in my county who are "going naked" without homeowners' insurance (including us, as . Why pay for it, when it's not going to cover anything in a real disaster? Total ripoff. Sounds like people in riot cities are discovering this as well. It's a bummer, but at the same time... the insurance doesn't work. It already didn't work, before the riots. Why is anyone still paying for it? I look forward to the creative destruction of that industry-- hopefully it will make room for other, more functional, less predatory solutions to the problem.
The rest? Amen!